The number of pre-meditated road traffic collisions is higher than ever according to insurers.
Most ‘crash for cash’ incidents are orchestrated in order to claim compensation for whiplash injuries and there has been a worrying trend in the UK over recent years which has been damaging for insurers and in turn, damaging for the average motorist’s premiums. Insurers say that 2014 has seen a 21% increase in such cases, largely due to the successes of organised criminal gangs.
Statistics show that Birmingham and Greater London are the areas with the most prominent levels of the crime after the practice was reduced in Manchester by successful prosecutions against perpetrators.
A spokesman for Aviva said "We are asking the Government to consider compensating short-term whiplash with rehabilitation, instead of cash. Would crash for cash exist if there was no money in it? We don't think so. "
Crash for cash is not just a financial problem - it's a serious social problem. No other form of insurance fraud puts the public at risk of serious injury."
Insurers say that high levels of fraud are adding £14 to the average driver’s insurance costs as companies look to fight against the gangs who cost them £4.7 million in just one month in Birmingham alone.
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